While there are a lot of options in the mortgage market, it would probably surprise you that the number of mortgage brokers has shrunk by about 80% nationwide. Brokers are not burdend by one bank's underwriting guidelines, and it is therefore my pleasure to recommend Andy May, 919 771 3379, from American Dream Residential as your loan officer.
Andy has over 20 years experience working all facets of the mortgage business and is one of the last remaining brokers in Raleigh, NC. He has my highest recommendation for integrity and honesty and is very rate sensitive (something you won't find at most banks).
Check out Andy's website at www.adrmortgage.com and please tell him I suggested you call him. As required by law, I will also recommend additional lenders - but I have a long and successful history with Andy. Thank you and I look forward to working with you and your real estate needs.